Capital Investment Advisors
What The Happiest Retirees Know is available now!

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Retire Sooner Podcast Is Perfect For Your Commute

Every Monday you’ll find a new episode of the Retire Sooner Podcast in your favorite podcast app. Tune in to hear interviews around money, happiness, and retirement from folks who have an interesting story to share. You’ll also hear Wes Moss and our team of financial professionals’ favorite advice for creating and maintaining a happy retirement.

and Investment Advisor for Over 20 Years

Wes Moss is a man on a mission. The Atlanta-based CERTIFIED FINANCIAL PLANNER™ and money educator has devoted his professional life to helping Americans understand how they can retire sooner than they think.

Will You Be A Happy Retiree?

Our New & Improved Quiz!

Our Money & Happiness Quiz has gotten a refresh! This quick quiz uses the research from You Can Retire Sooner Than You Think and What the Happiest Retirees Know to provide the insight you need to work towards a happy retirement, along with several suggestions that might help you tune up your money happiness quotient. Find out if you're on track to becoming a happy retiree.

Find Out Now
Is Your Financial Umbrella Large Enough To Protect You From Market Turmoil?

In finance, dry powder means the cash reserves a company or individual maintains to meet obligations in times of economic stress. At my firm, Capital Investment Advisors, we translate this for the happiest retirees. The Dry Powder Principle says investors should hold at least three years of dry powder. Dry powder refers to safety assets within your portfolio that you can sell to cover any spending gaps you might have in the event of a market pullback or correction. Use our Dry Powder Calculator to see how many years of dry powder your portfolio holds.Make sure to pull up your latest financial statement and try out the online calculator!

Dry Powder Calculator

Financial Independence Begins with a Plan

These videos explore our favorite financial rules of thumb, retirement and investment strategies, interviews, original research on happy retirees, and overall economic insights.

How Nutrition Impacts Your Mental Health With Dr. Gregory Scott Brown - Retire Sooner Clip
How To Find Your Purpose In Your Life With Dr. Gregory Scott Brown - Retire Sooner Clip
Celeste Headlee Discusses “Under Living” And What Makes Humans Happy - Retire Sooner Clip

Dive Into Our Tools & Resources

Dig deeper into many of the concepts that Wes Moss discusses by using these tools.

Ask Our Team

101 Retirement Tips

Retirement Calculator

5 Money Secrets Workbook

Meet with Wes

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